| Larry Middleman, President/CEO |
32 Years Experience |
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Larry is the founder of CU Business Group and brings 32 years of banking expertise to the credit union industry. His background is based in community banking where he has extensive experience in leading business banking and cash management practices, including product development, pricing and sales. As a CPA and consultant, Larry has done extensive work with banks and credit unions throughout the United States to expand product lines, improve efficiency and increase profitability. His primary role at CU Business Group is consulting with credit unions on business services planning, program development, pricing and education. |
| Jim Brekke, Senior VP/Chief Credit Officer |
39 Years Experience |
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Jim brings 39 years of commercial lending, banking, and credit union experience to CU Business Group. As a tenured chief credit officer, Jim has proven success in all aspects of commercial lending, including managing loan growth and credit quality in large business loan portfolios. He has extensive background in originating all types of secured and unsecured business loans including commercial real estate, lines of credit, term loans, agriculture, faith-based and Small Business Administration (SBA) loans. Jim has in-depth experience in administering commercial loan programs, from soliciting loans to developing and administering a commercial loan portfolio, and has managed portfolios ranging from $15 million to $800+ million. Jim leads the commercial loan underwriting group and regularly consults with credit unions on business loans. |
| Michael Mucilli, Sr. VP/Senior Business Services Officer |
34 Years Experience |
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Michael has spent his entire career gaining expertise in banking, commercial lending and sales. He founded CU Business Group’s east coast operations in 2003, and has gained significant experience in credit union business services since then. Michael has underwritten all types of business loans, including commercial real estate, lines of credit, term loans, taxi medallions, letters of credit, and asset-based lines. He also has extensive experience with SBA lending, has 12 years experience as a branch manager, and served as Director of Consumer and Home Equity Lending. He is a former instructor for the American Institute of Banking and has taught extensively throughout his banking and credit union career. Michael consults with credit unions in the eastern U.S. on all aspects of business services planning, program development, account pricing, and education. |
| Mike Smith, VP/Senior Business Services Officer |
19 Years Experience |
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Mike has over 19 years experience in commercial banking, business consulting and education. Most recently he served as a Commercial Loan Officer and Vice President of a Texas based community bank where he was responsible for business development and portfolio management with an emphasis on real estate and healthcare banking. Previously he was Director of the Small Business Development Center at Lone Star Community College System in Houston. Mike has significant experience in all facets of business banking including commercial real estate, agriculture, equipment and Small Business Administration lending, credit analysis, loan review and compliance. In addition he is an adjunct instructor at Lone Star Community College. Mike consults with credit unions in the southern, southwestern and midwestern regions of the United States on all aspects of member business services.
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| Mark Olague, VP/Senior Business Services Officer |
35 Years Experience |
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Mark brings 35 years of experience to CU Business Group, including 14 years in commercial lending at community banks and 7 years at credit unions. Most recently Mark served as Business Relationship Manager for the largest credit union in Arizona where he was responsible for a $112 million portfolio and managed overall business lending operations. Mark is well-versed in all aspects of business lending including SBA lending, commercial real estate term loans, lines of credit, commercial and industrial loans, construction loans, and agricultural loans. Additionally, Mark has extensive experience in risk management and maximizing portfolio growth through the planning, development, and implementation of lending strategies, as well as business deposits relationship management. Mark consults with credit unions on all aspects of member business services and assists with special projects at CUBG. |
| Scott Humphreys, VP/Senior Business Loan Officer |
17 Years Experience |
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Scott brings over 17 years of business lending and marketing experience to CU Business Group. Most recently Scott worked as a portfolio manager and business development officer, managing a $130 million portfolio in multiple states across the country. In this role he negotiated loan terms, managed account relationships and developed workout strategies. Scott also spent over six years in asset-based lending and has experience in lines of credit, taxi medallions, equipment loans, faith-based loans, commercial real estate loans, construction loans, and flooring lines in a variety of industries. His primary responsibilities at CU Business Group include loan underwriting and managing CUBG's participation network. |
| Rachel Snyder, VP/Administrative Services |
17 Years Experience |
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Rachel has worked in the credit union industry for 17 years and began working with CU Business Group at its inception in 2002. Rachel's background includes significant experience at both natural person and corporate credit unions. Over the years Rachel has assisted credit unions of all sizes and experience levels with their business services needs and been a key part of the team that develops products and services at CU Business Group. Rachel's responsibilities at CUBG include consulting with credit unions on all aspects of business services, managing CUBG's education and training programs, and overseeing information technology, human resources, and general office administration. |
| Coletta Bruce, VP/Senior Business Loan Officer |
32 Years Experience |
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Coletta has over 32 years of financial and banking industry experience. Coletta comes to CUBG from a large community bank where she managed an SBA loan portfolio. With nearly 20 years of SBA lending experience, Coletta also helped develop the SBA program at a large Northwest credit union. Under her direction, the program gained SBA preferred lender status after just six months and was named the most active credit union SBA lender in its district for 2010. In her role at CUBG, Coletta assists credit unions with all aspects of SBA lending from loan origination to following the SBA Standard Operating Procedures, reporting, and more. |
| Derek Anderson, AVP/Risk Monitoring Officer |
4 Years Experience |
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A former business loan analyst, Derek currently serves as CUBG's Risk Monitoring Officer. In this role, Derek manages a staff of 3 and oversees the review of over 600 member business loans annually. Derek and the CUBG Risk Monitoring Team review all types of member business loans, from real estate to term loans, lines of credit to participations and more, and have recently managed several large volume loan review projects. Derek also assists credit unions with workout loan situations, troubled debt restructuring, and recommending appropriate loan loss reserves. |
| Dan Goodrich, Senior Business Loan Officer |
36 Years Experience |
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Dan is a 36-year financial industry veteran. His background includes significant experience in managing problem loans and workouts, particularly in the area of commercial real estate. Dan also has an extensive background in originating all types of business loans and has served as a commercial loan officer and national production manager in commercial real estate lending. In his role at CUBG, Dan advises credit unions on problem loan situations and executing the best possible workout solution. |
| Marialice Mulroney, Operations Officer |
28 Years Experience |
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Marialice brings 28 years of banking experience in operations, loan documentation and client service management to CU Business Group. Prior to joining CUBG, Marialice was part of the team that started The Commerce Bank of Oregon, where she helped develop and manage the client service team and human resources department. In addition, Marialice focused on sales, marketing the bank to the non-profit community and developing depository relationships with non-profit organizations. Previously, Marialice spent 10 years in commercial banking at Key Bank, where she focused on operations and loan documentation for commercial clients. Her experiences have created a solid foundation for her new role in managing the documentation process and operations staff at CUBG. |
| Erick Dennis, Business Loan Officer |
7 Years Experience |
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Erick has been in the financial industry for 7 years and has 6 years of commercial loan underwriting experience. Prior to joining CUBG, Erick was a commercial loan underwriter at a large national bank in the Pacific Northwest. There he was responsible for monitoring the entire commercial loan portfolio for the State of Oregon. Erick is familiar with a variety of business loans including commercial real estate, equipment term loans, operating lines of credit, construction draw notes and SBA backed small-business loans. Erick's primary responsibilities at CUBG consist of underwriting a wide variety of loan requests and completing loan previews and streamlined underwriting requests for credit unions. |
| Llesenia Portillo, Business Loan Officer |
14 Years Experience |
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Llesenia has 14 years of banking and credit union industry experience in documentation, SBA lending and underwriting. Prior to CU Business Group, Llesenia worked at Excel National Bank in Beverly Hills, California where she played an integral role in the development of the institution's SBA Express department. Her role there included aiding in the establishment of credit parameters and loan documentation. Llesenia also used her knowledge and expertise to market the department's services to both English and Spanish speaking small business owners. Today, Llesenia's primary responsibilities include business loan underwriting and aiding with CUBG's SBA lending program. |
| Dina Kroshkin, Business Loan Officer |
11 Years Experience |
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Dina has been in the financial services industry since 2001 and has 7 years of experience in commercial lending. Prior to joining CUBG Dina worked for Vancouver, WA based Columbia Credit Union where she participated in building a successful small business loan program. There Dina worked her way up to Lead Commercial Credit Analyst and also served as a business loan officer. In this capacity, she performed full underwritings including financial analysis on new and renewal loan requests for lines of credit, asset-based lines, commercial real estate, equipment financing loans, and SBA 7a and Express loans. Dina's responsibilities at CU Business Group include underwriting and servicing participation loans as well as underwriting a wide variety of other loan requests and completing loan previews and streamlined underwriting requests for credit unions. |
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