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CU Business Group employs a team of seasoned business lending professionals who provide quality loan underwriting services for credit unions. Our contract loan underwriting service includes the following key components:
- Complete cash flow analysis of the borrower and guarantors, including spreads, ratios and all other relevant financial calculations
- Collateral analysis and valuation
- Review of appraisals and environmental reports and appropriate recommendations
- Business and personal credit reports with idenification of issues or 'red flags'
- Industry comparisons and analysis
The final product is a complete Credit Presentation showing CU Business Group's analysis, conclusions and recommendations. This document also includes a recommended risk rating of the loan, conditions to be satisfied, and risk monitoring steps required. Our Credit Presentation provides all the guidance and action steps you need to make an informed decision on your business loan.
Our Fee Structure
We charge for our services based on time and effort, not as a percent of the loan amount. The result is cost-effective and fair pricing and the service you deserve.
For more information on Contract Loan Underwriting, call us toll-free at 866-484-2876.
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